It goes like this: A con man calls a store credit card holder and informs the would-be victim she has been cheated by the store in question by failing to offer her rewards for paying her credit card bills promptly. The con artist, usually a man with a foreign accent, falsely states that the Fair Credit Reporting Act mandates that companies do this. To help the customer get what's coming to her from the store, all the victim needs to do is disclose her credit card numbers. The swindler will take care of the rest.
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